MizenميزانTunis Stock Exchange — the daily briefing
Session of 09/10/2026 indices of 09/10/2026 Updated 09/10/2026 at 16:55

UBCI: share price, dividend and results

UNION BANCAIRE POUR LE COMMERCE ET L INDUSTRIE UBCI

Banks · compartment A

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Price
38.900 TND
0.00 % on the session · session of 09/10/2026 · quote feed, read at 16h15
Market capitalisation
778 MTND
20,001,529 shares
High
41.800 TND
on 03/08/2026
Low
18.450 TND
on 09/05/2025
Free-float capitalisation
156 MTND
20% free float — notice of 30/01/2026
Reservation band
37.150 – 40.650
group 12 · auction · ±4.5% of the last price
2025 close
33.800
session of 31/12/2025
P/E
11.8
financial year 31/12/2025
Composite score
—
Not ranked: traded in 85 of 120 sessions, median 4,563 TND
Ordinary general meeting · 26/04/2024Ex-div 1.250 · 07/05/2024Ordinary general meeting · 29/04/2025Ex-div 1.300 · 21/04/2026Extraordinary general meeting · 28/04/2026Ex-div 1.300 · 05/05/2026Ordinary general meeting · 03/07/2026
15/05/2023low 18.450 · high 41.80009/10/2026

DividendMeeting

Performance

Computed from Tunis Stock Exchange quotations (789 sessions since 27/06/2023). 52 weeks: 20.400 – 41.800

1 week-0.2 %
1 month-3.6 %
3 months-2.7 %
Year to date+19.4 %
1 year+97.8 %
3 years+108.2 %

Getting out

Rolling window of the last 120 market sessions, since 14/04/2026 (the Official Bulletin carries no per-security volumes: the measure does not go back before they were published). A session with no trade counts as zero — that is what a holder wanting to sell actually faced. This median also decides whether the security is ranked by the score.

Sessions traded85 of 120
Median volume per session4,563 TND
Selling out 50,000 TNDabout 44 sessions, at 25% of the median volume

Block trades

1 block trade(s) declared since 18/06/2025 — off-book, gap to the session close.

DateQuantityPriceVolume MTNDGap
18/06/202569,74919.0001.33-6.9 %

Financial ratios

Computed in-house from the financial statements for the year ended 31/12/2025, extracted from the PDF filed on the Tunis Stock Exchange website. Amounts in millions of dinars. Source :

Sector median
Size and earnings
Shareholders' equitybefore appropriation589.3 M
Net income65.9 M
Total assets5,644.3 M
Per share
Earnings per share ?net income / listed shares3.292
Book value per share ?Shareholders' equity divided by the number of shares — what a share would be worth at the book value of the company's assets.29.462
Dividend per share ?financial year 20251.300
Valuation
P/E ?price / earnings per share11.8▼ 12.18
Price / book value ?1.32▲ 1.19
Premium / discount to book valueGap between price and book value. Positive means the market pays more than net assets; negative, less.32 %
Returns and payout
Return on equity ?11.2 %▲ 10.26
Return on assets ?1.2 %
Dividend yield ?at today's price3.34 %▼ 3.71
Payout ratio ?dividends / net income39 %

Cite: Mizen, "UNION BANCAIRE POUR LE COMMERCE ET L INDUSTRIE — Financial ratios", mizen.cloud/en/valeur/UBCI#ratios, based on the documents linked above, accessed 09/10/2026.

Quarterly indicators

T3 2026 activity indicators: legal deadline 20/10/2026. Last year, filed on 20/10/2025.

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Net banking income in thousands of dinars, extracted from the published activity indicators.

PeriodPeriod endRevenueYear-on-yearSource
T2 202630/06/2026100,048+11.3 %
T1 202631/03/202693,402+8.8 %
T4 202531/12/202591,104+7.1 %CMF
T3 202530/09/202584,464+2.7 %
T2 202530/06/202590,471+16.0 %
T1 202531/03/202585,872—derived from the half-year total
T4 202431/12/202486,443+11.4 %
T1 202431/03/202475,420+1.3 %

Cite: Mizen, "UNION BANCAIRE POUR LE COMMERCE ET L INDUSTRIE — Quarterly indicators", mizen.cloud/en/valeur/UBCI#trimestres, based on the documents linked above, accessed 09/10/2026.

Dividends

Per-share amounts read from the payment notices filed with the Tunis Stock Exchange. The financial year is the one stated by the company, failing that the year preceding the general meeting.

Financial yearDividend per sharePayment dateSource
20251.30005/05/2026
20241.250—
20231.25007/05/2024
20221.25009/05/2023
20210.75006/05/2022

All 2026 dividends

Cite: Mizen, "UNION BANCAIRE POUR LE COMMERCE ET L INDUSTRIE — Dividends", mizen.cloud/en/valeur/UBCI#dividendes, based on the documents linked above, accessed 09/10/2026.

Composite score

Not ranked: traded in 85 of 120 sessions, median 4,563 TND

Why: the score method

Capital structure

Share capital, share count and free float, from the register of listed securities and the exchange index committee's notices.

Share capital100,007,645 DT
Shares outstanding20,001,529
Par value5.000 DT
Market capitalisation778.1 MDT (of which free float 155.6 MDT)
ISINTN0002400505
Listing compartmentA
Listed since03/10/1990
Free float 20.0 %Not in free float 80.0 %

notice no. 57 of 30/01/2026 · 20,001,529 shares outstanding

Capital ownership

From the Tunis Stock Exchange company profile, as at 28/04/2026.

ShareholderShares% of capital
GROUPE CARTE7,972,38739.86 %
BNP PARIBAS – IRB PARTICIPATIONS2,217,76611.09 %
Groupe TAMARZISTE2,517,35512.59 %
Groupe SELLAMI (CNT)1,903,1959.52 %
Shareholders holding less than 5%5,390,82626.94 %
Total listed100.00 %

Cite: Mizen, "UNION BANCAIRE POUR LE COMMERCE ET L INDUSTRIE — Capital structure", mizen.cloud/en/valeur/UBCI#capital, based on the documents linked above, accessed 09/10/2026.

Governance

From the minutes of the general meeting of 03/07/2026. Source :

ChairmanHassine DOGHRI
Chief executiveMohamed KOUBAA
Statutory auditorsCabinet MOURAD GUELLATY · Cabinet DELTA Consult
Board of directors (10)Hassine DOGHRI, Hakim DOGHRI, Laureen KOUASSI-OLSSON, Mehdi BOUHAOUALA, Mehdi TAMARZISTE, Radhi MEDDEB, Neila BENZINA, Samia ZOUAOUI, Sonya BOURICHA, Mouna SAIED

Cite: Mizen, "UNION BANCAIRE POUR LE COMMERCE ET L INDUSTRIE — Governance", mizen.cloud/en/valeur/UBCI#gouvernance, based on the documents linked above, accessed 09/10/2026.

Exchange notices

Tunis Stock Exchange decisions and Financial Market Council releases: trading halts and resumptions, admissions, trading hours.

Filings

48 archived document(s); the 20 most recent. Links to the Tunis Stock Exchange PDFs.

See also

Indices: Banks · TUNINDEX

Same sector: BANQUE INTERNATIONALE ARABE DE TUNISIE · BANQUE ATTIJARI DE TUNISIE · AMEN BANK · BANQUE DE TUNISIE · BANQUE NATIONALE AGRICOLE · UNION INTERNATIONALE DE BANQUES

Further reading: Tax and fees on the Tunis Stock Exchange · Why a stock freezes: the reservation thresholds · T3 2026 revenue

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