BIAT: share price, dividend and results
BANQUE INTERNATIONALE ARABE DE TUNISIE BIAT
Banks · compartment A
DividendCapital operationMeeting
Performance
Computed from Tunis Stock Exchange quotations (818 sessions since 27/06/2023). annualised volatility 21.5% · beta 1.25 · maximum drawdown -16.8% · 52 weeks: 101.050 – 185.000
Getting out
Rolling window of the last 120 market sessions, since 14/04/2026 (the Official Bulletin carries no per-security volumes: the measure does not go back before they were published). A session with no trade counts as zero — that is what a holder wanting to sell actually faced. This median also decides whether the security is ranked by the score.
| Sessions traded | 120 of 120 |
| Median volume per session | 358,890 TND |
| Selling out 50,000 TND | about one session, at 25% of the median volume |
Block trades
7 block trade(s) declared since 26/06/2024 — off-book, gap to the session close.
| Date | Quantity | Price | Volume MTND | Gap |
|---|---|---|---|---|
| 17/09/2026 | 36,526 | 155.000 | 5.66 | -6.3 % |
| 22/07/2026 | 30,212 | 170.000 | 5.14 | -5.0 % |
| 19/06/2026 | 32,155 | 155.500 | 5.00 | -2.7 % |
| 20/08/2024 | 189,000 | 97.000 | 18.33 | -3.0 % |
| 02/08/2024 | 114,000 | 97.000 | 11.06 | -3.4 % |
| 26/06/2024 | 12,453 | 103.500 | 1.29 | -1.0 % |
| 26/06/2024 | 12,453 | 104.220 | 1.30 | -0.3 % |
Financial ratios
Computed in-house from the financial statements for the year ended 31/12/2025, extracted from the PDF filed on the Tunis Stock Exchange website. Amounts in millions of dinars. Source :
| Sector median | ||
|---|---|---|
| Size and earnings | ||
| Shareholders' equitybefore appropriation | 2,367.8 M | |
| Net income | 385.3 M | |
| Total assets | 26,607.0 M | |
| EBITDA | 609.8 M | |
| Per share | ||
| Earnings per share ?net income / listed shares | 9.443 | |
| Book value per share ?Shareholders' equity divided by the number of shares — what a share would be worth at the book value of the company's assets. | 58.035 | |
| Dividend per share ?financial year 2025 | 6.000 | |
| Valuation | ||
| P/E ?price / earnings per share | 17.1 | ▲ 12.18 |
| Price / book value ? | 2.78 | ▲ 1.19 |
| Premium / discount to book valueGap between price and book value. Positive means the market pays more than net assets; negative, less. | 178 % | |
| Enterprise value / EBITDA ? | 6.4 | |
| Returns and payout | ||
| Return on equity ? | 16.3 % | ▲ 10.26 |
| Return on assets ? | 1.4 % | |
| Dividend yield ?at today's price | 3.71 % | = 3.71 |
| Payout ratio ?dividends / net income | 64 % | |
Cite: Mizen, "BANQUE INTERNATIONALE ARABE DE TUNISIE — Financial ratios", mizen.cloud/en/valeur/BIAT#ratios, based on the documents linked above, accessed 09/10/2026.
Quarterly indicators
T3 2026 activity indicators: legal deadline 20/10/2026. Last year, filed on 21/10/2025.
Alert me on this stockNet banking income in thousands of dinars, extracted from the published activity indicators.
Cite: Mizen, "BANQUE INTERNATIONALE ARABE DE TUNISIE — Quarterly indicators", mizen.cloud/en/valeur/BIAT#trimestres, based on the documents linked above, accessed 09/10/2026.
Dividends
Per-share amounts read from the payment notices filed with the Tunis Stock Exchange. The financial year is the one stated by the company, failing that the year preceding the general meeting.
| Financial year | Dividend per share | Payment date | Source |
|---|---|---|---|
| 2025 | 6.000 | 12/05/2026 | |
| 2024 | 6.000 | 12/05/2025 | |
| 2023 | 6.000 | 13/05/2024 | |
| 2022 | 5.800 | 15/05/2023 | |
| 2020 | 5.000 | 10/05/2021 |
Cite: Mizen, "BANQUE INTERNATIONALE ARABE DE TUNISIE — Dividends", mizen.cloud/en/valeur/BIAT#dividendes, based on the documents linked above, accessed 09/10/2026.
Composite score
63.5 / 100 — rank 12 of 48; measured factors: 100% of the model's weight. Each factor is a percentile rank among ranked securities. A known unfavourable fact (a loss, no dividend) takes the last rank; an unknown counts as 50 and does not appear in the bars (method and weights). An observational ranking, not investment advice.
Capital structure
Share capital, share count and free float, from the register of listed securities and the exchange index committee's notices.
| Share capital | 204,000,000 DT |
| Shares outstanding | 40,800,000 |
| Par value | 5.000 DT |
| Market capitalisation | 6,593.3 MDT (of which free float 1,978.0 MDT) |
| ISIN | TN0001800457 |
| Listing compartment | A |
| Listed since | 03/10/1990 |
notice no. 57 of 30/01/2026 · 40,800,000 shares outstanding
Capital ownership
From the Tunis Stock Exchange company profile, as at 24/04/2026.
| Shareholder | Shares | % of capital |
|---|---|---|
| Groupe MABROUK | 15,809,462 | 38.75 % |
| Groupe MILAD | 6,124,640 | 15.01 % |
| Groupe TAMARZISTE | 3,781,253 | 9.27 % |
| Groupe HORCHANI | 3,565,768 | 8.74 % |
| Shareholders holding less than 5% | 11,518,877 | 28.23 % |
| Total listed | 100.00 % |
Cite: Mizen, "BANQUE INTERNATIONALE ARABE DE TUNISIE — Capital structure", mizen.cloud/en/valeur/BIAT#capital, based on the documents linked above, accessed 09/10/2026.
Governance
From the minutes of the general meeting of 24/04/2026. Source :
| Chairman | Ismaïl MABROUK |
| Chief executive | Elyes JEBIR |
| Statutory auditors | CMC · PWC |
| Board of directors (9) | Ismaïl MABROUK, Karim MILAD, Hichem DRISS, Mohamed Afif CHELBI, Mohamed Adel BELEFEKIH, Mohamed AGREBI, Fadhel ABDELKEFI, Elyes BEN RAYANA, Cyrine SANCHOU |
Cite: Mizen, "BANQUE INTERNATIONALE ARABE DE TUNISIE — Governance", mizen.cloud/en/valeur/BIAT#gouvernance, based on the documents linked above, accessed 09/10/2026.
Exchange notices
Tunis Stock Exchange decisions and Financial Market Council releases: trading halts and resumptions, admissions, trading hours.
- 27/11NoticeBIAT - Cotation en Bourse suite à l'augmentation de capital de la société décidée par l’AGE du 1er novembre 2024
- 14/11LicensingAgrément de liquidation anticipée : FCC BIAT CREDIMMO 1 et FCC BIAT CREDIMMO 2
- 05/08ListingBIAT - Introduction d'emprunt au Marché Obligataire
- 03/05NoticeBIAT - Division de la valeur nominale
- 25/06NoticeBIAT - Cotation en Bourse suite à l’augmentation de capital
Filings
55 archived document(s); the 20 most recent. Links to the Tunis Stock Exchange PDFs.
- 23/092026BIAT - Déclaration des opérations significatives
- 02/092026BIAT - Etats Financiers Semestriels du 30/06/2026
- 21/072026BIAT - Indicateurs d'activité trimestriels du 30/06/2026
- 11/052026BIAT - Informations Post Assemblée Générale Ordinaire du 24/04/2026
- 29/042026BIAT - Rapport annuel de gestion du 31/12/2025
- 29/042026BIAT - Informations Post Assemblée Générale Ordinaire du 24/05/2026
- 20/042026BIAT - Indicateurs d'activité trimestriels du 31/03/2026
- 14/042026BIAT - Etats Financiers Annuels Individuels du 31/12/2025
- 14/042026BIAT - Etats Financiers Annuels Consolidés du 31/12/2025
- 13/042026BIAT - Assemblée Générale Ordinaire du 24/04/2026
- 13/042026BIAT - Informations Post Assemblée Générale Spéciale du 12/03/2026
- 10/042026BIAT - Informations Post Assemblée Générale Spéciale du 12/03/2026
- 26/032026BIAT - Communiqué de presse
- 24/022026BIAT - Assemblée Générale Spéciale
- 09/012026BIAT - Appel à candidature
- 21/102025BIAT - Indicateurs d'activité trimestriels au 30/09/2025
- 02/092025BIAT - Etats financiers semestriels au 30/06/2025
- 22/072025BIAT - Indicateurs d'activité trimestriels au 30/06/2025
- 02/052025BIAT - information post AGO du 25/04/2025
- 30/042025BIAT - Communiqué de presse
See also
Same sector: BANQUE ATTIJARI DE TUNISIE · AMEN BANK · BANQUE DE TUNISIE · BANQUE NATIONALE AGRICOLE · UNION INTERNATIONALE DE BANQUES · UNION BANCAIRE POUR LE COMMERCE ET L INDUSTRIE
Further reading: Tax and fees on the Tunis Stock Exchange · Why a stock freezes: the reservation thresholds · T3 2026 revenue
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